.v4-tool-page,.v4-service-page{color:var(--hg-text);font-family:var(--font-onest-v3), sans-serif;background:#02090d;position:relative;overflow:clip}.v4-tool-page *,.v4-tool-page :before,.v4-tool-page :after,.v4-service-page *,.v4-service-page :before,.v4-service-page :after{box-sizing:border-box}.v4-tool-page .v4-container,.v4-service-page .v4-container{width:min(var(--v4-container), calc(100% - (var(--v4-gutter) * 2)));margin-inline:auto}.v4-support-breadcrumbs{color:var(--hg-text-muted);flex-wrap:wrap;align-items:center;gap:9px;margin:0 0 30px;font-size:13px;display:flex}.v4-support-breadcrumbs a{color:var(--hg-text-soft);text-underline-offset:4px;-webkit-text-decoration:underline #c8d7d442;text-decoration:underline #c8d7d442}.v4-support-breadcrumbs b{text-overflow:ellipsis;white-space:nowrap;max-width:340px;font-weight:500;overflow:hidden}.v4-support-kicker{color:var(--hg-accent);letter-spacing:.045em;margin:0 0 24px;font-size:13px;font-weight:700}.v4-tool-hero,.v4-service-hero{background:radial-gradient(700px 480px at 78% 32%,#31ddc021,#0000 68%),radial-gradient(560px 390px at 26% 90%,#674df717,#0000 72%),linear-gradient(#02070a,#06151b);position:relative;overflow:hidden}.v4-tool-hero{min-height:600px;padding:146px 0 145px}.v4-service-hero{min-height:500px;padding:140px 0 120px}.v4-tool-halo{border:1px solid #50edcf12;border-radius:50%;width:450px;height:450px;position:absolute;top:72px;right:10%}.v4-tool-halo:before,.v4-tool-halo:after{content:"";border:1px solid #50edcf0f;border-radius:50%;position:absolute}.v4-tool-halo:before{inset:50px}.v4-tool-halo:after{inset:108px}.v4-tool-hero-grid,.v4-service-hero-grid{z-index:1;grid-template-columns:repeat(12,minmax(0,1fr));align-items:center;gap:24px;display:grid;position:relative}.v4-tool-hero-grid>div:first-child,.v4-service-hero-grid>div:first-child{grid-column:1/span 7}.v4-tool-hero h1,.v4-service-hero h1{max-width:790px;color:var(--hg-text);font-family:var(--font-geologica-v3), sans-serif;letter-spacing:-.045em;text-wrap:balance;margin:0;font-size:clamp(48px,5vw,68px);font-weight:600;line-height:1.02}.v4-tool-lead,.v4-service-lead{color:#c8d9d6;max-width:760px;margin:28px 0 0;font-size:clamp(18px,1.75vw,21px);line-height:1.58}.v4-tool-meta{color:#7f9d98;flex-wrap:wrap;align-items:center;gap:12px;margin-top:32px;font-size:13px;display:flex}.v4-tool-meta i{background:var(--hg-accent);border-radius:50%;width:4px;height:4px;box-shadow:0 0 9px #38e6c1b3}.v4-tool-graphic{border:1px solid var(--v4-border-accent);background:linear-gradient(145deg, #0c3037db, #031116f2), var(--v4-surface-b);min-height:275px;box-shadow:var(--v4-shadow-floating);border-radius:26px;grid-column:9/-1;grid-template-columns:1fr auto 1fr auto 1fr;align-items:center;gap:12px;margin:0;padding:58px 26px 26px;display:grid;position:relative}.v4-tool-graphic>span{color:var(--hg-accent);font-family:var(--font-jetbrains-mono-v3), monospace;letter-spacing:.12em;font-size:12px;position:absolute;top:24px;left:26px}.v4-tool-graphic div{text-align:center;background:#00090d47;border:1px solid #76e7d41f;border-radius:12px;place-content:center;gap:12px;min-width:0;min-height:106px;padding:16px 8px;display:grid}.v4-tool-graphic small{color:#789c96;min-height:28px;font-family:var(--font-jetbrains-mono-v3), monospace;font-size:9px;line-height:1.4}.v4-tool-graphic b{color:#dffcf6;font-family:var(--font-jetbrains-mono-v3), monospace;font-size:21px;font-weight:500}.v4-tool-graphic>i{color:var(--hg-accent);font-style:normal}.v4-tool-canvas-wrap,.v4-service-canvas-wrap{z-index:2;margin-top:-70px;padding-bottom:120px;position:relative}.v4-tool-canvas,.v4-service-canvas{background:var(--hg-paper);color:var(--hg-paper-text);border-radius:34px 34px 0 0;box-shadow:0 -24px 80px -42px #000c}.v4-tool-canvas{padding:58px clamp(28px,5vw,72px) 90px}.v4-tool-workspace{grid-template-columns:minmax(0,1fr) 260px;align-items:start;gap:34px;display:grid}.v4-tool-main{min-width:0}.v4-tool-page .calculator-card{box-shadow:var(--v4-shadow-floating);color:var(--hg-text);background:radial-gradient(460px 260px at 95% 0,#32dcbc1a,#0000 70%),linear-gradient(145deg,#08242b,#04151a 68%);border:1px solid #3de5c733;border-radius:26px;padding:clamp(26px,4vw,48px);position:relative;overflow:hidden}.v4-tool-page .calculator-card:after{content:"";background:linear-gradient(90deg,#0000,#89ffe97a,#0000);height:1px;position:absolute;top:0;left:7%;right:7%}.v4-tool-page .calculator-card>header{grid-template-columns:auto 1fr;align-items:start;gap:18px;margin-bottom:32px;display:grid}.v4-tool-page .calculator-icon{width:52px;height:52px;color:var(--hg-accent);background:#1fc6a917;border:1px solid #55edd040;border-radius:12px;place-items:center;display:grid}.v4-tool-page .calculator-icon svg{width:26px;height:26px}.v4-tool-page .v4-calculator-kicker{color:var(--hg-accent);letter-spacing:.045em;margin-bottom:8px;font-size:12px;font-weight:700;display:block}.v4-tool-page .calculator-card h2{font-family:var(--font-geologica-v3), sans-serif;letter-spacing:-.03em;margin:0;font-size:clamp(25px,3vw,34px);font-weight:600}.v4-tool-page .calculator-card header p{color:#9db6b2;grid-column:2;margin:-8px 0 0;font-size:15px;line-height:1.6}.v4-tool-page .calculator-form,.v4-tool-page .market-loader{gap:22px;display:grid}.v4-tool-page .calc-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;display:grid}.v4-tool-page .calc-field{color:#c5d8d4;gap:8px;font-size:14px;font-weight:600;display:grid}.v4-tool-page .calc-field input,.v4-tool-page .calc-field select{color:#f0fbf9;width:100%;min-height:50px;font:inherit;background:#010c10b8;border:1px solid #8fd4c92e;border-radius:12px;outline:none;padding:11px 14px}.v4-tool-page .calc-field input:focus-visible,.v4-tool-page .calc-field select:focus-visible{border-color:#38e6c1a6;box-shadow:0 0 0 3px #38e6c11f}.v4-tool-page .calc-field select option{background:#06151a}.v4-tool-page .calc-field small{color:#76938e;font-size:12px;font-weight:450;line-height:1.45}.v4-tool-page .calc-checkbox{color:#c5d8d4;align-items:center;gap:11px;font-size:14px;display:flex}.v4-tool-page .calc-checkbox input{width:18px;height:18px;accent-color:var(--hg-accent-strong)}.v4-tool-page .calc-rate,.v4-tool-page .market-status{border-left:2px solid var(--hg-accent);color:#9db6b2;background:#26d9b70f;padding:14px 16px;font-size:14px;line-height:1.55}.v4-tool-page .calc-rate strong{color:#effbf9}.v4-tool-page .calc-submit,.v4-tool-page .market-loader button{min-height:52px;box-shadow:var(--hg-shadow-cta);color:#001815;cursor:pointer;font:inherit;transition:transform .18s var(--hg-ease-out);background:linear-gradient(135deg,#62f1d2,#2cddbe 48%,#36b9f4);border:1px solid #70ffe273;border-radius:12px;padding:13px 20px;font-weight:750}.v4-tool-page .calc-submit:hover,.v4-tool-page .market-loader button:hover{transform:translateY(-2px)}.v4-tool-page .calc-submit:focus-visible,.v4-tool-page .market-loader button:focus-visible{outline-offset:3px;outline:3px solid #38baf899}.v4-tool-page .calc-error{color:#ff8790;margin:0;font-size:14px}.v4-tool-page .calculator-results{background:#7bd7c81a;border:1px solid #76e7d424;border-radius:18px;gap:1px;margin-top:28px;display:grid;overflow:hidden}.v4-tool-page .result-row{color:#91aaa6;background:#020e12e6;justify-content:space-between;align-items:center;gap:22px;padding:16px 18px;font-size:14px;display:flex}.v4-tool-page .result-row strong{color:#eefbf8;font-family:var(--font-jetbrains-mono-v3), monospace;text-align:right;font-size:15px;font-weight:600}.v4-tool-page .result-row.result-accent{color:#bce8df;background:#1ac8a71f}.v4-tool-page .result-row.result-accent strong{color:var(--hg-accent)}.v4-tool-page .result-explanation,.v4-tool-page .calculator-footnote{color:#829e99;font-size:13px;line-height:1.6}.v4-tool-page .result-explanation{margin:18px 0 0}.v4-tool-page .risk-result{color:#d8b778}.v4-tool-page .calculator-footnote{margin:22px 0 0}.v4-tool-side{box-shadow:var(--v4-shadow-subtle);background:#e8f0ee;border:1px solid #0749421f;border-radius:18px;gap:0;padding:24px;display:grid;position:sticky;top:110px}.v4-tool-side>p{color:#64807b;letter-spacing:.04em;margin:0 0 8px;font-size:12px;font-weight:700}.v4-tool-side>strong{font-family:var(--font-geologica-v3), sans-serif;margin-bottom:18px;font-size:20px;font-weight:600}.v4-tool-side a{color:#183d38;border-bottom:1px solid #08272417;justify-content:space-between;align-items:center;gap:12px;padding:13px 0;font-size:14px;text-decoration:none;display:flex}.v4-tool-side a:hover span{text-underline-offset:4px;text-decoration:underline}.v4-tool-side a:hover:not(:has(span)){text-underline-offset:4px;text-decoration:underline}.v4-tool-side a b{color:#4a746d;font-family:var(--font-jetbrains-mono-v3), monospace;font-size:10px}.v4-tool-side>div{height:18px}.v4-tool-side>div~a{color:#35655d;border:0;padding:9px 0;font-size:13px}.v4-tool-explainer{max-width:790px;margin:80px auto 0}.v4-tool-explainer h2{font-family:var(--font-geologica-v3), sans-serif;letter-spacing:-.035em;margin:66px 0 18px;font-size:clamp(28px,3vw,38px);font-weight:600;line-height:1.16}.v4-tool-explainer h2:first-child{margin-top:0}.v4-tool-explainer p,.v4-tool-explainer li{color:#173530;font-size:18px;line-height:1.72}.v4-tool-explainer p{margin:0 0 22px}.v4-tool-explainer a,.v4-service-canvas a{color:#007c69;text-underline-offset:4px;font-weight:600;text-decoration:underline;text-decoration-thickness:1px}.v4-tool-explainer .tool-warning{background:linear-gradient(90deg,#f0be5f24,#0000);border-left:3px solid #d2a64d;margin:32px 0;padding:22px 24px}.v4-tool-explainer .tool-warning strong{font-family:var(--font-geologica-v3), sans-serif;font-size:20px}.v4-tool-explainer .tool-warning p{margin:8px 0 0;font-size:16px}.v4-service-hero-grid>div:first-child{grid-column:1/span 8}.v4-service-mark{border:1px solid var(--v4-border-accent);min-height:230px;box-shadow:var(--v4-shadow-card);text-align:center;background:#08242bad;border-radius:26px;grid-column:10/-1;place-content:center;gap:18px;display:grid;position:relative}.v4-service-mark span{color:var(--hg-accent);font-family:var(--font-geologica-v3), sans-serif;font-size:48px;font-weight:650}.v4-service-mark i{background:linear-gradient(90deg, transparent, var(--hg-accent), transparent);width:76px;height:1px;margin-inline:auto}.v4-service-mark small{color:#73958f;font-family:var(--font-jetbrains-mono-v3), monospace;letter-spacing:.12em;font-size:9px}.v4-service-canvas{padding:50px clamp(28px,6vw,86px) 90px}.v4-service-canvas>header{border-bottom:1px solid #08312b1f;justify-content:space-between;align-items:center;gap:24px;padding-bottom:30px;display:flex}.v4-service-canvas>header span{color:#007c69;font-family:var(--font-jetbrains-mono-v3), monospace;letter-spacing:.05em;font-size:12px}.v4-service-canvas>header p{color:#6d817d;margin:0;font-size:14px}.v4-service-canvas .v4-service-rss{font-size:14px}.v4-service-canvas>section{border-bottom:1px solid #08312b1c;grid-template-columns:minmax(210px,.36fr) minmax(0,.64fr);gap:clamp(36px,7vw,96px);padding:58px 0;display:grid}.v4-service-canvas>section:last-child{border-bottom:0}.v4-service-canvas h2{font-family:var(--font-geologica-v3), sans-serif;letter-spacing:-.03em;margin:0;font-size:clamp(25px,3vw,34px);font-weight:600;line-height:1.2}.v4-service-canvas section>div>:first-child{margin-top:0}.v4-service-canvas p,.v4-service-canvas li{color:#173530;font-size:17px;line-height:1.72}.v4-service-canvas p{margin:0 0 20px}.v4-service-canvas ul{margin:0;padding-left:22px}.v4-service-canvas li{margin:8px 0;padding-left:5px}.v4-service-canvas li::marker{color:#00a78d}@media (max-width:1020px){.v4-tool-hero-grid>div:first-child,.v4-service-hero-grid>div:first-child{grid-column:1/span 8}.v4-tool-graphic,.v4-service-mark{grid-column:9/-1}.v4-tool-graphic{grid-template-columns:1fr;gap:8px}.v4-tool-graphic>i{display:none}.v4-tool-graphic div{grid-template-columns:1fr auto;align-items:center;min-height:52px}.v4-tool-graphic small{min-height:0}.v4-tool-workspace{grid-template-columns:minmax(0,1fr) 220px}}@media (max-width:820px){.v4-tool-hero,.v4-service-hero{min-height:auto;padding:116px 0 112px}.v4-tool-hero-grid,.v4-service-hero-grid{grid-template-columns:1fr;gap:42px}.v4-tool-hero-grid>div:first-child,.v4-service-hero-grid>div:first-child,.v4-tool-graphic,.v4-service-mark{grid-column:auto}.v4-tool-graphic{grid-template-columns:repeat(3,1fr);min-height:auto}.v4-tool-graphic div{grid-template-columns:1fr;min-height:84px}.v4-tool-workspace{grid-template-columns:1fr}.v4-tool-side{grid-template-columns:repeat(3,1fr);gap:0 18px;position:static}.v4-tool-side>p,.v4-tool-side>strong,.v4-tool-side>div,.v4-tool-side>div~a{grid-column:1/-1}.v4-service-canvas>section{grid-template-columns:1fr;gap:24px}}@media (max-width:560px){.v4-tool-page .v4-container,.v4-service-page .v4-container{width:min(var(--v4-container), calc(100% - 36px))}.v4-support-breadcrumbs{margin-bottom:22px;font-size:12px}.v4-support-breadcrumbs b{max-width:180px}.v4-tool-hero,.v4-service-hero{padding:104px 0 90px}.v4-tool-hero h1,.v4-service-hero h1{font-size:clamp(38px,11vw,46px);line-height:1.04}.v4-tool-lead,.v4-service-lead{margin-top:22px;font-size:17px}.v4-tool-meta{gap:7px;margin-top:24px;display:grid}.v4-tool-meta i{display:none}.v4-tool-graphic{grid-template-columns:1fr;padding:58px 18px 18px}.v4-tool-graphic div{grid-template-columns:1fr auto;min-height:52px}.v4-service-mark{min-height:170px}.v4-tool-canvas-wrap,.v4-service-canvas-wrap{margin-top:-38px;padding-bottom:70px}.v4-tool-canvas,.v4-service-canvas{border-radius:26px 26px 0 0;padding:28px 18px 60px;width:calc(100% - 20px)!important}.v4-tool-page .calculator-card{border-radius:18px;margin-inline:-8px;padding:24px 18px}.v4-tool-page .calculator-card>header{grid-template-columns:1fr}.v4-tool-page .calculator-icon{width:46px;height:46px}.v4-tool-page .calculator-card header p{grid-column:auto;margin-top:-8px}.v4-tool-page .calc-grid{grid-template-columns:1fr}.v4-tool-page .result-row{gap:5px;display:grid}.v4-tool-page .result-row strong{text-align:left}.v4-tool-side{grid-template-columns:1fr;padding:20px}.v4-tool-side>p,.v4-tool-side>strong,.v4-tool-side>div,.v4-tool-side>div~a{grid-column:auto}.v4-tool-explainer{margin-top:58px}.v4-tool-explainer h2{margin-top:52px;font-size:29px}.v4-tool-explainer p,.v4-tool-explainer li{font-size:17px}.v4-service-canvas>header{display:grid}.v4-service-canvas>section{padding:44px 0}}@media (prefers-reduced-motion:reduce){.v4-tool-page .calc-submit,.v4-tool-page .market-loader button{transition:none}}
